Deep Dislike Of Paypal

[puff_not_snuff]

I live to serve

Beautiful.

 

[jpmcwjr]

You can add a credit card fairly easily and set a default payment method. If you use CC for F&F transactions you will pay a fee.

Thanks. The fee ends my exploration of using a c.c..

 

[Sweet Home Alabama]

This is disconcerting. I use PP a couple of times a week, only F and F, to pay entry fees for a golf tourney among friends. And to pay for coffee jointly bought with a friend. Max transaction is $20, and most are all of $5.

Balance now a high of $37, and it will be drawn down soon.

Question: It now runs in and out of a checking account but perhaps I should change to a CC. Should I? And how do you do it.

Yes, make the change.

 

[Sweet Home Alabama]

I use PayPal all the time. It’s actually helped me out quite a few times.

Like I said, and got rebuffed, I’ve not had any issues with PP. I’ve bought items from China and local using PP, never lost a dime.

 

[Johnkelly55]

I hate both EBay and PayPal. Used to sell high end cards on EBay.
Sold an autographed Orr signed stick to a buyer in Canada.
I sent via Registered mail; so tracking AND signature, as well as insured the item for $600.
Low and behold, buyer claimed he didn’t receive the card. Both EBay AND PayPal contacted me and sought proof.
I gladly sent them a scan of both the tracking number AND the signature of buyer. Meanwhile, buyer had his cc company stop payment.
So at this point; I’m out a $600 item, plus PayPal and EBay fees. My sellers fees, plus pp took additional fees as they declared item not received.
THEN, they decided to “refund” buyer $600!!!! (Remember, he already cancelled payment, so he paid NOTHING!)
At this point I’m out $600 item AND $600 PLUS fees.
On top of that; there’s no way to give negative feedback (and thus alert other sellers) about a buyer.
I asked PP, “Why would you request proof, receive proof, and still side with buyer? On top of that, why steal $600 from me to “refund” money I never received?”
I basically got “Oops, our bad”
I asked “How’s about I pull that scam with the gold sellers on EBay? Will I both receive the Gold, plus get the value of the Gold when I stop payment?”
I had to get a lawyer involved. Fortunately it was my uncle who did it pro bono.
I always ate shipping cost, so I could ship via tracking and signature (signature when item was over $50). Just to avoid such situations. But even adhering to their recommendations, I still got screwed. And the scheming douche that fraudulently got the item, made out like a bandit (He was PAID to take a $600 item) and they didn’t even have the decency to close his account, so who knows how many others he scammed.

AOmalley,
I have a love and hate... I had a baseball card incident too. A year ago I attempted to sell a George Brett rookie card. It was classed "Mint" condition. I sent photos- as close as I could get. AND... I gave an excellent price. I was losing money, really. It seems I always do that... So, I sent it out and the buyer claimed I sent him a different card. I didn't really appreciate being called a thief and liar. I have about a 99% approval rating. So, of course, he sent it back and royally screwed my rating...
It backed me off for a while. I was working at the time... 60 hours a week. And it just wasn't worth the aggravation. I had to repost the card, etc. Lost shipping costs...
My story is NOT as bad as yours. But, you get burnt too many times. That is for sure!
Peace, bro!
John

 

[puff_not_snuff]

Like I said, and got rebuffed, I’ve not had any issues with PP. I’ve bought items from China and local using PP, never lost a dime.

Not sure what your experience using PayPal has to do with my post, if anything. I've had thousands of payments through PayPal as a seller and have read numerous similar experiences from people who had similar experiences as mine, not counting the ones in this thread. Sounds like your posting from a bubble of limited experience.

 

[Aomalley27]

You can add a credit card fairly easily and set a default payment method. If you use CC for F&F transactions you will pay a fee.

I’ve been charged a fee using F&F; and my Is linked to. chime account that I only fill when I purchase something.
They told me, that despite other person selecting F&F it reverts to goods and services automatically since I’ve sold items on that PP account.
*Kicker is... on confirmation page it states NO FEES, but once sent, the fees show up on MY end.
I now use Venmo. No fees, no shenanigans, as long as I choose standard bank transfer.

 

[Aomalley27]

AOmalley,
I have a love and hate... I had a baseball card incident too. A year ago I attempted to sell a George Brett rookie card. It was classed "Mint" condition. I sent photos- as close as I could get. AND... I gave an excellent price. I was losing money, really. It seems I always do that... So, I sent it out and the buyer claimed I sent him a different card. I didn't really appreciate being called a thief and liar. I have about a 99% approval rating. So, of course, he sent it back and royally screwed my rating...
It backed me off for a while. I was working at the time... 60 hours a week. And it just wasn't worth the aggravation. I had to repost the card, etc. Lost shipping costs...
My story is NOT as bad as yours. But, you get burnt too many times. That is for sure!
Peace, bro!
John

I mostly dealt in Hockey. The other problem was forgers (for lack of a better term). Upper Deck the Cup features swatches of Jersey fabric. Obviously, the more dynamic or colorful, the bigger the price.
There’s a famous seller from Canada that switches these swatches out. He’ll buy a jersey, and turn a solid White Zblackhawks swatch, into a multicolor card by peeling out the original one color swatch, and supplanting a multicolor one.
How do I know? Upper Deck has the masters of each Swatch card, so they know what swatch applies to which card.
I got snookered by this guy when I sent a $309 Marchard to get graded, came back ungraded as they determined it had been altered.
EBay wouldn’t refund my money. But I sent my story into Beckett, and hundreds of others ended up responding with their experiences too. Basically buyers shut the guy down. No help from EBay.

 

[Sweet Home Alabama]

Not sure what your experience using PayPal has to do with my post, if anything. I've had thousands of payments through PayPal as a seller and have read numerous similar experiences from people who had similar experiences as mine, not counting the ones in this thread. Sounds like your posting from a bubble of limited experience.

You did post your rant on a public forum, right? Had you only wanted sympathy, you should have made that clear.

 

[puff_not_snuff]

You did post your rant on a public forum, right? Had you only wanted sympathy, you should have made that clear.

Not sympathy but perhaps the ability to think beyond one's limited experience.

 

[pipestud]

Thanks for sharing Pipestud. I recall reading about your experience with PP when you were having issues. Have you considered using Stripe to process payments on your site?

No sir. Stripe states that any business involved sale of tobacco products is prohibited from using their services

 

[Sweet Home Alabama]

Not sympathy but perhaps the ability to think beyond one's limited experience.

Ha???Okay, I’m so sorry you got screwed by mean old PP. I hope they go out of business.

 

[The Clay King]

I use PP on most transactions especially international ones.I use it for all my SP tobacco orders.
I can remember what it was like before PP.I once bought an expensive handmade instrument from a US luthier who lived in the middle of nowhere what a pain that was trying to get the money to him.

@marconi You play the lute?
I've been listening to medieval style covers of modern songs such as the Beatles and suchlike, some very good ones.
My living room is furnished as a medieval Great Hall with oak furniture, sheepskin rug, tapestry and wall plaques - I've even got 2 life size Knights!

 

[anotherbob]

I hate both EBay and PayPal. Used to sell high end cards on EBay.
Sold an autographed Orr signed stick to a buyer in Canada.
I sent via Registered mail; so tracking AND signature, as well as insured the item for $600.
Low and behold, buyer claimed he didn’t receive the card. Both EBay AND PayPal contacted me and sought proof.
I gladly sent them a scan of both the tracking number AND the signature of buyer. Meanwhile, buyer had his cc company stop payment.
So at this point; I’m out a $600 item, plus PayPal and EBay fees. My sellers fees, plus pp took additional fees as they declared item not received.
THEN, they decided to “refund” buyer $600!!!! (Remember, he already cancelled payment, so he paid NOTHING!)
At this point I’m out $600 item AND $600 PLUS fees.
On top of that; there’s no way to give negative feedback (and thus alert other sellers) about a buyer.
I asked PP, “Why would you request proof, receive proof, and still side with buyer? On top of that, why steal $600 from me to “refund” money I never received?”
I basically got “Oops, our bad”
I asked “How’s about I pull that scam with the gold sellers on EBay? Will I both receive the Gold, plus get the value of the Gold when I stop payment?”
I had to get a lawyer involved. Fortunately it was my uncle who did it pro bono.
I always ate shipping cost, so I could ship via tracking and signature (signature when item was over $50). Just to avoid such situations. But even adhering to their recommendations, I still got screwed. And the scheming douche that fraudulently got the item, made out like a bandit (He was PAID to take a $600 item) and they didn’t even have the decency to close his account, so who knows how many others he scammed.

well his address is out there. I am sure someone at some point might pay him a visit. Best part with scum you can tell them to try and figure out which of the people they fucked over you are.

 

[Servant King]

I live to serve

 

[frozenchurchwarden]

I've had a Paypal account for around 20 years. In the last month I've done a couple larger than usual transactions (by no means very large) and just had my account restricted. I find this totally ludicrous. They didn't even send me an email, I only found out while I tried to purchase something which I was unable to, so I logged in to see what was up. I had to submit all sorts of information in the hopes to eventually being able to access my funds. When it comes to the banking system good luck if you ever have an issue as you have little or no power over the situation and being a long standing customer means nothing.

Paypal is a money laundering scheme more than anything, laundering money from random people into Paypal that is.

It's normal for Paypal to "permanently freeze" accounts that fall outside average consumer behavior.

 

[ashdigger]

View attachment 91213

Plus I still have my money. Win win

 

[frozenchurchwarden]

I can tell you that in Europe and India it is super easy to transfer money directly from bank account to bank account with no need for an intermediary.

I bought a few pipes with bank transfer this year (Canada to Italy), I would be surprised if American banks don't have the option.

 

[puff_not_snuff]

View attachment 91213

When heads are low, it's not so hard to fly over.

 

[paulfg]

just to add insult to injury.
I have just found out that with the new ebay payment system wear they pay proceeds of a sale into your bank account minus there fees ,because I live in Europe they pay me in Euros BUT my bank account is in the UK so a Sterling account.
This means I incur conversion fees from the bank.
I cant change the payment method and the only alternative is open a Euro account,Fine but if I do this and shop on ebay Germany I can pay in Euros and if my euro account doesnt have enough money and I have to transfer funds I then get fees on transfering
There was never this problem with Paypal.
You get screwed either ,thanks ebay