I have started in a new position and my benefits have changed. My place of work has Blue Care Network (BCN) and there are two "tiers" of coverage; enhanced and standard. The enhanced offers both lower premiums and co-pays. In order to qualify for "enhanced" I have to submit to a number of tests at a physical with my GP. Number one on the list is tobacco use. There will be a "cotinine" test administered either via blood or urine to determine tobacco use. (apparently it's possible to do a cotinine test via hair as well, but the literature from the insurance company only mentions blood and urine.)
Does anyone have any experience with such a test?
1) I only smoke about 1 pipe a day average (some days 3 bowls, other times a day or more could pass with none).
2) I only use 9mm charcoal filters in my pipes.
3) I do not typically smoke "high nicotine" blends as I am a bit sensitive to it not being a current nor former cigarette smoker.
My physical is in two weeks and I'm planning to abstain from any pipes between now and then. My hope is that I can pass this blasted test and then move on with my life. According to BCN once a negative test is achieved, no further tests are required at annual physicals.
The situation is what it is, I'm not trying to debate the "rights" of insurance companies or employers, I am just curious if anyone else has encountered this and has any insight or experience. Thanks!
Does anyone have any experience with such a test?
1) I only smoke about 1 pipe a day average (some days 3 bowls, other times a day or more could pass with none).
2) I only use 9mm charcoal filters in my pipes.
3) I do not typically smoke "high nicotine" blends as I am a bit sensitive to it not being a current nor former cigarette smoker.
My physical is in two weeks and I'm planning to abstain from any pipes between now and then. My hope is that I can pass this blasted test and then move on with my life. According to BCN once a negative test is achieved, no further tests are required at annual physicals.
The situation is what it is, I'm not trying to debate the "rights" of insurance companies or employers, I am just curious if anyone else has encountered this and has any insight or experience. Thanks!