As careful as I am, those bastards get me like every couple of years. I usually wake up with some small bogus charge on my account, such a pain in the ass. I wish I could get to the bottom of it, I’m not one to let things go easily.
I Actually Tried to buy an Altinay
- Thread starter Chasing Embers
- Start date
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Luckily my bank can print me a new card in a few minutes. But I have to go through a 30 minute interview first lol "Did you shop here? What about here? "
No, I don’t know where it’s coming from but it’s probably some random store with a skimmer, gas station or grocery store… if not it’s coming from online somewhere, which is weird because I hardly buy anything, online transactions are usually the culprit. I don’t use a credit card and using a debit card online is too risky these days. I’ve been warned but I try to keep things simple to avoid the headaches. I think I’ve had three charges in as many years, always something small to test the account I presume. I just contact the credit union and get a new card issued. You’re right about the 30 minute ordeal, it sucks. It just happened recently so it’s a fresh wound.
Edit: come to think of it… maybe receiving a PayPal payment if your debit card is attached to the account leaves you open to attack?
Yeah my last one was 2 weeks ago lol.No, I don’t know where it’s coming from but it’s probably some random store with a skimmer, gas station or grocery store… if not it’s coming from online somewhere, which is weird because I hardly buy anything, online transactions are usually the culprit. I don’t use a credit card and using a debit card online is too risky these days. I’ve been warned but I try to keep things simple to avoid the headaches. I think I’ve had three charges in as many years, always something small to test the account I presume. I just contact the credit union and get a new card issued. You’re right about the 30 minute ordeal, it sucks. It just happened recently so it’s a fresh wound.
Edit: come to think of it… maybe receiving a PayPal payment if your debit card is attached to the account leaves you open to attack?
Foreign transactions are usually denied automatically for good reason. When I purchase or travel abroad I try to use Apple pay or PayPal because they do not use your actual credit card number so that it cannot be stolen for additional purchases. If they don't take it, I am not sure that I would trust them with my credit information.
This isn't how it works for me. The "hold" isn't a function of my card...it is coming from Altinay's payment processing program. I have made other overseas purchases without any issue. In fact I have never encountered this "3D security" thing anywhere except with Altinay.
I don’t mean Altinay’s deal - I mean the travel holds. Foreign transaction flags. Not meant to imply that it’d cover his site’s thing because I don’t have any experience with that.
Depends on issuing company. I don’t mind it completely, i like the visa setup where they forward you to a portal to approve the purchase, buying gray market cigars overseas can be dealing with questionable people at best
No, I don’t know where it’s coming from but it’s probably some random store with a skimmer, gas station or grocery store… if not it’s coming from online somewhere, which is weird because I hardly buy anything, online transactions are usually the culprit. I don’t use a credit card and using a debit card online is too risky these days. I’ve been warned but I try to keep things simple to avoid the headaches. I think I’ve had three charges in as many years, always something small to test the account I presume. I just contact the credit union and get a new card issued. You’re right about the 30 minute ordeal, it sucks. It just happened recently so it’s a fresh wound.
Edit: come to think of it… maybe receiving a PayPal payment if your debit card is attached to the account leaves you open to attack?
There's a gas station near us we avoid using in PA—the few times we've filled up there, the credit card that was used has been compromised. It took awhile to detect the pattern.
The few times I purchased a meer from Turkey, I used PayPal, so there were no issues. The rest of my meers were bought from ebay or Meerschaum Market.
If my bank thinks anything is suspicious they freeze my account. Went to a Brick Expo (Lego) in Portland, OR. I paid using my debit card. I then bought an item from a vendor out of California. I tried to buy a second item from a vendor out of California and my card was froze. Bank believed it was fraudulent as I made a purchase in Portland and a short time later had purchases coming in from California. So I know that if I'm traveling out of state or country I need to inform my bank ahead of time.
If my bank thinks anything is suspicious they freeze my account. Went to a Brick Expo (Lego) in Portland, OR. I paid using my debit card. I then bought an item from a vendor out of California. I tried to buy a second item from a vendor out of California and my card was froze. Bank believed it was fraudulent as I made a purchase in Portland and a short time later had purchases coming in from California. So I know that if I'm traveling out of state or country I need to inform my bank ahead of time.