For the people that call ahead of time to make a purchase overseas realize you can call your bank and tell them that you will be making purchases overseas and have them remove the hold on your card for six months to a year? I’ve done this with two different cards because I got sick of dealing with it every time. Capital one does the thing where you make a purchase and they send you a text asking if you made the purchase and you click yes in blah blah blah goes through but it’s easier to call them and say hey I’m gonna be doing this for a few months, so please remove the hold from my card.