1. For the love of Pete, don't get a Hi-Point. They work... but at the risk of sounding snobbish, they are utter rubbish. The reason they are inexpensive is because they're mechanically simple and made of cheap materials. Both things are BAD. I mean, the guns work but they're just big versions of the uber-cheap .25s like the Ravens or Lorcins... UGH. STAY AWAY unless you just want to say "I has a handgun!"
2. Rugers are solid, sturdy, American made, reliable, reasonably accurate handguns. I like that. They are a good company and stand behind their guns. Since the death of founder Bill Ruger, they even support the 2nd Amendment rights of American gun owners... I have a Ruger 10/22 rifle, a Ruger LCP .380 pistol, and a Ruger "Super SIngle Six" .22 revolver. I love them. Having said that, my personal opinion is that their "P" series centerfire semi-auto pistols are a bit chunky and clunky compared to the competition. I'm not a Ruger hater by any means, but their manufacturing methods and design are built for ease of manufacture using the investment casting method they perfected, not for sleek sexy lines or refinement. Great guns but not my preference.
3. Glocks are "striker fired" and have a spring loaded firing pin (striker) that is at "half cock" until the trigger is pulled, then it's pulled back fully and released to fire. Yes, there is no EXTERNAL safety other than that silly teat on the trigger. However, a firing pin safety locks the gun up until the trigger is pulled fully. Most modern autos have passive firing pin locks... you can hammer nails with them, loaded, without fear of accidental discharge. "Keep your finger off the trigger until ready to shoot" is a cardinal rule of firearms safety.
4. I can't reiterate it enough, TRY BEFORE YOU BUY if at all possible. Buying a pistol based on Internet advice or pictures in a catalog is a tremendous mistake. Would you buy a car based on aesthetics, features, or advice without a test drive? Maybe a basic pistol course from an NRA certified instructor first... unless you're already an experienced pistolero, best money you'll ever spend!
Edited to add: Come to think of it, Glocks have been criticized aesthetically and ergonomically too... so I guess I can't be too hard on Rugers in that regard. Further credence to "one man's meat is another man's poison" or "one man's Lakeland blend is another man's Penazance" =) Of course with the tobacco, I like both...