I saw this estimate this morning on the news, I thought to myself that's way low ball myself too. This is according to the National average. I do believe that my 4 girls have sailed way beyond this point already and they are in there pre teen years. I do enjoy them very much so and I would not trade them for all the money in the world, they bring me so much joy, and they are daddy girls, all of them. Mama is still wanting that elusive little man, o boy I'm in trouble, might I add I'm 40 and still not done yet until that boy decides to grace us with his presence. We are both close to retirement so the next couple of little ones are going to grow up on a sail boat, sailing around the world has always been our plans.