I have had the same credit card since college, an awesome Darth Vader edition, which used to earn me cool Star Wars Memorabilia, but they discontinued that program. But that is besides the point. I have been going through Dave Ramsey's Financial Peace University, my wife is teaching it, and the program convinced me to get rid of my credit card. All of the excuses that I have made over the years for why I need one have all been empty and we are working towards having a debt free life. Getting rid of my card was a big step for me in that direction. I used to just buy things and use the card as a payment plan, but interest would rack up and I would spend more money than I had, now I save up and buy things when I actually have the money. What a crazy idea! Now I'm working towards our future rather than working to pay the card. I officially closed it today and plan to never open another.