Man, you guys are connoisseurs of everything that involves the palate! Every time I go to Subway, I get the same thing: roast beef with everything but lettuce and spinach, with a swoosh of sweet onion condiment. Never toasted. If I get a burger somewhere, I always specify "no cheese". I love cheese, but not when it's melted.
As a kid, I often had a peanut butter sandwich with slices of cheese in it (I still like this), or with baloney instead of the cheese.