Well. it happened to my parents, it happened in a house I rented, and it almost happened to my house, but I caught the bastard. So, from my limited experience, it's commonplace.I'm sorry but there is a lot of bad or false information there. I owned a GC Company that mostly did insurance restoration work for 15 years. Technically, I still own it but my Son runs it. Do some of the things you mention happen from time to time? Absolutely. Are they the norm? Absolutely not.
Yep.I do agree with number 2 100%. But people choose to go with out of towners because of money and often end up regretting it.
I guess I've been lucky. Never had a claim denied or f'd around with, and my agent(s) have always been helpful. Maybe that's what you get living in the country, I don't know.Most Agents are motivated by money for you not to file a claim. And many of them give bad policy advise and couldn't find their ass with both hands if they had a mirror between their feet.
We did have a minor warranty issue after about ten years, and it was taken care of, relatively painlessly (painless would be if the problem never happened). Too bad about the asphalt shingle warranties.You cannot compare TPO rubber roofing to the typical asphalt roofing. Most asphalt roofing (shingles) do not require being installed by one of their pro contractors to receive a warranty. Many manufacturer's offer a paid for extended warranty through their Pro Contractors. Which is mostly a scam as who really needs a 50 year vs 30 year warranty? And the reality is, getting a warranty claim approved by a manufacturer is like pulling hen's teeth.
That's my experience, but I know yours differs.