I am not taking baseball but claims on insurance homeowner policy. I found out the hard way when I filed a claim for high wind damage to a unground pool liner. Wind and a ice dam caused extensive roof damage that was filed the prior year that required another claim to repair. These were made after 24 years of coverage payment. I am still in a pissing contest to settle . I contacted another company that required military service and was turned down after what they said was a Credit Check but was an interagency on line black ball for all claims made in a three year period regardless if paid or not. The original company rejected my claim and refused to renew policy required by bank mortgage. My bank Found a high risk co the resulted in a much higher rate with less coverage. My only relief for this bad faith business practice is small claims ct were a$20investment opens the door for a potential $10,000 reward. So beware and wish me luck.