Pipe Friendly Health Insurance.

[dermotfahy]

What insurance companies, in your experience, have been the most pipe smoker friendly? Lowest penalties, allowing more bowls per day/week before you are counted as a smoker?

 

[drwatson]

I found just dont tell them!

 

[05venturer]

smoker is a smoker according to all insurance I know of
I personally am NOT a smoker

 

[dochudson]

hope you boys ain't expecting those insurance companies to pay off when you croak.. I think the word they will use is fraud.

 

[zack24]

Answer from a guy with all his insurance licenses- occasional cigar and pipe use is rated differently than cigarette use...here's a link that may give you some companies...one bowl a week can qualify for super -preferred http://www.accuquote.com/life-insurance-blog/post.cfm/tobacco-pipe-smokers-can-get-low-life-insurance-rates

Hint- stop smoking for two weeks before your health insurance exam...)