There are issues with FF, let’s say you send a FF payment to someone and you sent it to that persons name @gmail, not a very common name even, but let’s say you goofed and it wasn’t suppose to go to a gmail account, it was suppose to go to that name but @ another domain. You don’t realize this until you get a message on PP saying “why did you send me money?” This is when you realize your mistake and you message back saying you made a mistake in the domain name and thank them for being honest and asking them to refund the money…. And then you wait.
to be fair it’s only been a couple hours and when i say it’s not a common name it’s not common at all, but clearly common enough, so hey you have the guys email and you google it and find him, then you look on LinkedIn and find him, regional vp of sales for some software company in Chicago.
of course this is all hypothetical, hopefully he will take care of it or PP will handle this and refund the money, but at what point would you message him and say “i didn’t think the VP of regional sales for *company name* would screw a random person out if $300 on PP”. I’m a big believer in play stupid games and win stupid prizes and in the hypothetical situation i would hope this person doesn’t want to play stupid games with me over 300 bucks.