Do you have a set amount you like to carry locally (not when travelling)?
I'm not asking in order to jack you up! LOL Robbery is not my second interest after pipe smoking
Otherwise, I'd ask how much cash do you like to keep at home in the safe or tucked under the mattress LOL!
I just had a passing thought this am that I needed to go by a local home improvement big box store today and thought, "Gee, I put that hundred in my wife's wallet last week but I've only got twenty or thirty--so, I'll use my cc and get 5% off.." It got me thinking about one's personal comfort zone regarding how much to carry.
What changes have you noticed about your own comfort level and how much you carry. I've changed enormously over my lifetime. Have you?
As a child? As a teen? In your 20's and 30's, or 40's and 50's? How about later? And especially, to those of you who are completely retired--what has changed in your feelings about money and how much you have available as mad money--on hand?
As a kid in the 1960's, I liked having 3 or 4 dollars saved up and some coins in my pocket for gum & candy. About 11 or 12 years old,
I felt rich in the late '60's when I had, over 2 or 3 years, saved a bit over $100 US from mowing lawns (I splurged and bought a 10 speed bike back then and LOVED IT! Wow--I still feel that "weak in the knees" joy when I remember that bike -- more than any car or motorcycle I've loved over the years--and there have been plenty of those).
In my teens, I felt "comfortable" or rich enough if I had between $5 and $20 bucks in my wallet. Enough for some weed, a pizza or a burger and a bit of gas Maybe an album or the occasional set of guitar strings or a new guitar pick!
Young adulthood, probably liked to carry $30-$75.
Middle age, felt good if I had a credit card with available credit and $50 to $200 cash on hand. Of course, family had something to do with that and the unplanned and frequent stops for the young one's fast food dining, grocery store or shopping mall visit.
Older years--varied according to needs--didn't much think of it.
Now, since the pandemic, I find I'm using my cc more for everyday expenses like gas and even the small grocery items. Why this shift in use from cash to cc? For me, at first these past almost 2 years, I was less interested in swapping hard currency at the cash register and getting bills back that could have been in some "eigit's" pocket or hand--germs! LOL In the back of my mind, I recall the practice from teens of rolling a bill and snorting coke through it--how unsanitary LOL!
In my 60's now, my wallet changed, too. After running my big billfold through the washing machine last week while it was in the pocket of my dungarees (what an old word! I don't use it but my Grandma did LOL), so--I grabbed a near at hand little card wallet and stuffed my few remaining "needed" cards inside and -- WOW, what a shock! I didn't need much of anything anymore. Driver's llc., medical insur. card, and uhh--silly, but I kept the CCL (even though it's been years since I "packed iron"). Now a skinny wallet--sooo small I have to keep feeling my ass pocket around town 'cause I don't feel my old fat wallet anymore. Plus--with the skinny wallet, I had a couple of bills to fold inside (maybe a 10 and a 20) and I'm good to go. Kind of surprised at how that's all changed through the years.
What about you?
What about your family--spouse, parents, friends, etc-- through the years. My maternal grandpa may have stuck a $50 or $100 hidden in his wallet, I'll never know, but not a lot beyond that--he was pretty "tight." My pop liked several hundreds in his wallet (10-12), "just in case," and after retirement--I could tell it was hard for him not to carry that much "mad money" around (to be on a more restricted budget). An aside--pop and I were in the neighboring city of Ciudad Acuna some years back, just across the Rio Grande from my home in Del Rio, and Pop dropped his wallet (had about $1200 in it). The pharmacist there in Mexico saw Dad's wallet on the sidewalk and got it and kept it safe 'til we came back and asked about it--when we backtracked our steps that day (pop was definitely in a "pucker" zone for several minutes!LOL!! May he RIP). He liked keeping a lot of cash at fingertip.
Just wondering, and recognizing this may be a bit silly--but that's just me these days LOL And not really any of my business--money, religion and politics are generally "off-limits" in polite societies! LOL
kindly
mike
I'm not asking in order to jack you up! LOL Robbery is not my second interest after pipe smoking
Otherwise, I'd ask how much cash do you like to keep at home in the safe or tucked under the mattress LOL!I just had a passing thought this am that I needed to go by a local home improvement big box store today and thought, "Gee, I put that hundred in my wife's wallet last week but I've only got twenty or thirty--so, I'll use my cc and get 5% off.." It got me thinking about one's personal comfort zone regarding how much to carry.
What changes have you noticed about your own comfort level and how much you carry. I've changed enormously over my lifetime. Have you?
As a child? As a teen? In your 20's and 30's, or 40's and 50's? How about later? And especially, to those of you who are completely retired--what has changed in your feelings about money and how much you have available as mad money--on hand?
As a kid in the 1960's, I liked having 3 or 4 dollars saved up and some coins in my pocket for gum & candy. About 11 or 12 years old,
I felt rich in the late '60's when I had, over 2 or 3 years, saved a bit over $100 US from mowing lawns (I splurged and bought a 10 speed bike back then and LOVED IT! Wow--I still feel that "weak in the knees" joy when I remember that bike -- more than any car or motorcycle I've loved over the years--and there have been plenty of those).
In my teens, I felt "comfortable" or rich enough if I had between $5 and $20 bucks in my wallet. Enough for some weed, a pizza or a burger and a bit of gas
Maybe an album or the occasional set of guitar strings or a new guitar pick!Young adulthood, probably liked to carry $30-$75.
Middle age, felt good if I had a credit card with available credit and $50 to $200 cash on hand. Of course, family had something to do with that and the unplanned and frequent stops for the young one's fast food dining, grocery store or shopping mall visit.
Older years--varied according to needs--didn't much think of it.
Now, since the pandemic, I find I'm using my cc more for everyday expenses like gas and even the small grocery items. Why this shift in use from cash to cc? For me, at first these past almost 2 years, I was less interested in swapping hard currency at the cash register and getting bills back that could have been in some "eigit's" pocket or hand--germs! LOL In the back of my mind, I recall the practice from teens of rolling a bill and snorting coke through it--how unsanitary LOL!
In my 60's now, my wallet changed, too. After running my big billfold through the washing machine last week while it was in the pocket of my dungarees (what an old word! I don't use it but my Grandma did LOL), so--I grabbed a near at hand little card wallet and stuffed my few remaining "needed" cards inside and -- WOW, what a shock! I didn't need much of anything anymore. Driver's llc., medical insur. card, and uhh--silly, but I kept the CCL (even though it's been years since I "packed iron"). Now a skinny wallet--sooo small I have to keep feeling my ass pocket around town 'cause I don't feel my old fat wallet anymore. Plus--with the skinny wallet, I had a couple of bills to fold inside (maybe a 10 and a 20) and I'm good to go. Kind of surprised at how that's all changed through the years.
What about you?
What about your family--spouse, parents, friends, etc-- through the years. My maternal grandpa may have stuck a $50 or $100 hidden in his wallet, I'll never know, but not a lot beyond that--he was pretty "tight." My pop liked several hundreds in his wallet (10-12), "just in case," and after retirement--I could tell it was hard for him not to carry that much "mad money" around (to be on a more restricted budget). An aside--pop and I were in the neighboring city of Ciudad Acuna some years back, just across the Rio Grande from my home in Del Rio, and Pop dropped his wallet (had about $1200 in it). The pharmacist there in Mexico saw Dad's wallet on the sidewalk and got it and kept it safe 'til we came back and asked about it--when we backtracked our steps that day (pop was definitely in a "pucker" zone for several minutes!LOL!! May he RIP). He liked keeping a lot of cash at fingertip.
Just wondering, and recognizing this may be a bit silly--but that's just me these days LOL And not really any of my business--money, religion and politics are generally "off-limits" in polite societies! LOL
kindly
mike
