Its not depressing at all. When you realized the truth of the matter, you can get on with things that add real value to your existence. Things like values family making sure your legacy will be good and last. By spreading happiness and joy where ever you go. Now I know this thread has not been happy or joyful to many of you, but to first serve the truth in a thread like this one does serve happiness.
As you see our good friend Young here has buried himself in a huge debt that will soon make him feel burdened and miserable. Because all these wonderful things have no return to give. Hr will then look back on the words of this thread and ask, why keep it up? Then I will answer that even in a prison a person can do good to others and cultivate happiness.
So stop polishing the brass and start playing the fiddle. And lovers will dance, friends will drink toasts, enemies will let by gones be by gones, and children will play, but you cant do this if you are a slave to material things, and fear the future. Embrace mortality and death as sweet rest, and learn to lighten your load.
Appreciate the little things, hold the door for elders and ladies, grieve with those who grieve and celebrate with those who celebrate. Forgive and forget holding a grudge will burn out you soul. Hate only evil not those who are trapped by it. Love everything that supports life, and happiness. Forget materialism, debt is a horrible task master who demands from you even when you have nothing left to give.