Boswells can easily change their CC processor and continue to take CC's. They are choosing not to pay the additional fees that places like SP,PC and 4noggins pay for their CC processors. Boswells has made a business decision and only time will tell if it was the right one. The CC processors are not stupid, they see what is happening and if they can squeeze more money from their clients, they will. I personally will not send a check to anyone for my tobacco or pipes. I want convenience from my vendors and I appreciate companies that make it as easy as possible for me to order. Those are the companies I give my business to, not a company that makes a huge deal out of a couple of points. There are costs to doing business in the modern world, companies that adapt to these changing conditions survive, others drop by the wayside.