You are correct, funerals are expensive and most excessive. If you can keep in mind the a funeral director is a "car salesman", you can deal. How many people have told me that only the funeral homes can supply the casket/coffin. Check the federal regs and learn. It also is NOT a state law to be put in a vault, what about eco-green burials? That ruling is the cemetery ruling, to keep down maintains. You don't even need a funeral director, period!! There are rules and state regs that need to be followed, but they are simple. I made one for my wife and myself, mine has camo lining, would make a nice deer stand. One last thing - how many funeral homes are using China made caskets they can buy in bulk for about three hundred each and charge 3 grand? You would like my coffins to be displayed in, one piece lid that is completely removed for services. Yes go butt naked!!