Yes that is right. I paid the wrong person through paypal. I recently ordered a custom pipe from someone. I restored a pile of estates and sold them to pay for it. But when I went to paypal them, I sent it to the wrong address. Their email address and the guy I actually sent it to are off by one letter. Paypal says they can't cancel the transaction or refund my money because I sent it as a personal gift and with my paypal balance. So if the person doesn't voluntarily return my money I'm out of luck. Lesson learned. Double check addresses and always pay with a card from now on. I'm hoping the guy will refund it, I emailed him but its been a few days and nothing.