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  1. H

    New FDA Regs; What Isn't Affected?

    I think it's important to note that the pre 2007 still includes wording that original packaging must be kept or the retailer is considered a manufacturer. I have lots of questions about the details- but it does seem that the repackaging of tobacco is no longer ok. For example- 1Q is sold in 5...
  2. H

    Can't use credit cards to buy loose tobacco online?

    For those playing along at home, we do now accept paypal. We are also set up for eventual ACH if PayPal gets tagged as well. We did choose not to activate Mastercard
  3. H

    Can't use credit cards to buy loose tobacco online?

    Off topic - thanks for all the Shortcut to Mushrooms kudos! Thanks! We appreciate it. Fair enough! We will take phone orders as we can and I am in the process of setting up ACH as well (echeck basically)
  4. H

    Can't use credit cards to buy loose tobacco online?

    I'm the person on all our social media and I simply have a list longer than my time :-)
  5. H

    Can't use credit cards to buy loose tobacco online?

    Mastercard has, correct. According to Mastercard this is a "verbal policy" meaning it is not fully documented. This is a potential work around. As I understand as of this morning it would not remove the risk or fines though if a company was "caught" violating policy. We will not be using...
  6. H

    Can't use credit cards to buy loose tobacco online?

    Thank you, I really appreciate this note.
  7. H

    Can't use credit cards to buy loose tobacco online?

    It's a rough line between wanting to stick it to a company and doing something we know would make it more difficult on some customers. I don't know how many customers have a second option of credit card, but many do use a mc in face to face sales. Because we did not turn off MC until after they...
  8. H

    Can't use credit cards to buy loose tobacco online?

    Thanks! You can call in orders anytime between 10 AM and 7 PM M-Saturday and we will answer. Sunday is a bit more flexible as sometimes it's harder to get someone on the phone when hours are shorter and games are on
  9. H

    Can't use credit cards to buy loose tobacco online?

    Last one Sorry to hear that, I heard of a couple other small shops yesterday getting calls. Please feel free to share our info with them if they would like to ask any questions or talk anything through. One person who had been through this before us called and helped us get through parts...
  10. H

    Can't use credit cards to buy loose tobacco online?

    The $500 doesn't feel good, but that is a cost of business. They have on file prof and opinions that we area legal shop and I can even understand calling that a PITA fee for high risk companies. Someone has to keep track of all the accounts and paperwork. I may not like it, but it's not really...
  11. H

    Can't use credit cards to buy loose tobacco online?

    I explained this up a bit - we are apparently in danger with any cards according to the advice we have caught because Mastercard flagged us as selling an unacceptable item. In hindsight, it would have been a good idea to remove MC before this happened and saved the headache for us and everyone...
  12. H

    Can't use credit cards to buy loose tobacco online?

    Whatever magic wand PayPal used will hopefully clear up things. It does not change that we were told this was not a matter of paying more or doing something different and being in the right account club. We were told the club does not exist. I'd love to be wrong.
  13. H

    Can't use credit cards to buy loose tobacco online?

    For a large part, this is correct. I think the biggest hole is that they have declared a product nonsalable in addition to considering the account high risk. I am having trouble coming up with a good analogy. Maybe in porn - You can be a high risk porn account and be approved for porn sales...
  14. H

    Can't use credit cards to buy loose tobacco online?

    We follow all of the retail rules. The online rule that we unknowingly violated was no sales of pipe tobacco no face to face. There are non face to face ways they will allow other OTP that are shippable (cigars). The handbook is not a fun read, but it is required around here. It appears to me...
  15. H

    Can't use credit cards to buy loose tobacco online?

    I don't know how to be more clear on this. But I will try. This was not a case of not having the correct risk filed and paid for. It has been mentioned on this forum that we tend to error on this side of caution in laws, rules regulations... I believe in information and I have put this out...
  16. H

    Can't use credit cards to buy loose tobacco online?

    PayPal note - This is outside because it is the question I would ask and I don't have an answer for yet. I don't know the back end reason that PayPal can or will accept credit cards that I am being told are unacceptable elsewhere. Of course it is possible that every other gateway and bank and...
  17. H

    Can't use credit cards to buy loose tobacco online?

    I wish I had used a better phrase than "high risk" but that is what they used and that's what I'm going to have to continue with. The problem with this explanation and my wording choice is that it implies 1- that we did not have the correct account for our needs 2- that we could pay more to...
  18. H

    Can't use credit cards to buy loose tobacco online?

    Thank you, I love hearing good things about our team. Amanda was our first hire after we made it through our local smoking ban issue. She handles our non tobacco items -but she has already added a new pipe to her collection (which now numbers 2) and is learning her way around pipes and cigars...
  19. H

    Can't use credit cards to buy loose tobacco online?

    Good Morning - Let me preface this batch of answers by putting a few things out there - -We have shared info as we receive it, which means I may have more this afternoon than I do now and I may have more now than I did yesterday. -Different people have different understandings and answers as...
  20. H

    Can't use credit cards to buy loose tobacco online?

    I'm heading out to football practice - I do hope this helps Jessica