Anyone Signed Up For Obmacare - Smoking Related

zonomo

Lifer

Nov 24, 2012

1,584

5

• Nov 14, 2013

• #1

Please, no political flaming but am curious if there are specific questions they ask in the application process about smoking. My guess is that they won't differentiate between Cigarettes and Pipes. Would be curious to see what a premium costs as a smoker and one without.

 

tbradsim1

Lifer

Jan 14, 2012

9,099

11,051

Southwest Louisiana

• Nov 14, 2013

• #2

Tell them you don't smoke cigarette and cigars and leave it at that. Fess up if they ask more, if not you didn't lie! That's what I told my Dr, but then my Wife Pimped on me, 50 yrs Zon I thought she was my Bud. Scheech! :laughat:

 

tamer291

Can't Leave

Jun 26, 2013

446

1

• Nov 14, 2013

• #3

then my Wife Pimped on me, 50 yrs Zon I thought she was my Bud

Click to expand...

:rofl:

 

anthonyrosenthal74

Lifer

Jan 8, 2013

7,493

733

• Nov 14, 2013

• #4

What... you can actually sign up for Obamacare? 8O

 

petes03

Lifer

Jun 23, 2013

6,212

10,653

The Hills of Tennessee

• Nov 14, 2013

• #5

Thanks to the "Affordable" Care Act, my insurance doubled this year.

 

flyguy

Lifer

Nov 20, 2012

1,018

4

• Nov 14, 2013

• #6

Ditto petesO3.

I had my check-up and the Doc asked me if I was a smoker. I answered "I had never smoked a cigarette and smoke a couple of cigars a year (the truth)" He put me down as a nonsmoker.

 

woodsroad

Lifer

Oct 10, 2013

11,766

16,045

SE PA USA

• Nov 14, 2013

• #7

Flyguy, that's my experience too.

 

zack24

Lifer

May 11, 2013

1,726

2

• Nov 14, 2013

• #8

I knew all my insurance licenses would come in handy...The definition of a smoker under Obamacare is someone who smokes more than 4 times a week during the previous 6 months. If you hit that threshold, your rates can be bumped 50% over the base premiums...The real kicker is that if you have a modest income and qualify for subsidies, the tobacco penalty is not eligible for subsidies. If you have a heavily subsidized plan, you could see a 2 or 3 times increase due to the penalty....

 

fishingandpipes

Part of the Furniture Now

Aug 24, 2013

654

48

• Nov 14, 2013

• #9

I've never, ever been asked if I smoke to get insurance.
Years ago I was on government insurance due to crappy times. Still not asked if I smoked.
Is this an age thing?

 

crazypipe

Lifer

Sep 23, 2012

3,484

0

• Nov 14, 2013

• #10

I thank GOD I don't need it , I worked for the state of DELAWARE for 38 years . B/C B/S.

 

nscoyote

Might Stick Around

Oct 19, 2013

54

0

• Nov 14, 2013

• #11

ask them if crack counts? seems the in thing for politicians in Canada now * rob ford, Mayor of Toronto*

 

woodsroad

Lifer

Oct 10, 2013

11,766

16,045

SE PA USA

• Nov 14, 2013

• #12

I'm sure that the administration has a well thought out plan for verification of non-smoker status.

 

P

plateauguy

Lifer

Mar 19, 2013

2,412

21

• Nov 15, 2013

• #13

On my new doctor's form it asked if I smoked cigerettes. No to that one, therefore I'm a non-smoker. (My old doctor retired - too many regs with ObamaCare.)

 

cosmicfolklore

Lifer

Aug 9, 2013

33,949

75,587

Between the Heart of Alabama and Hot Springs NC

• Nov 15, 2013

• #14

BC/BS has been asking me if I smoke at every enrollment for the last 12 years. The premium has always just been approximately an extra $70 a month. But, oddly enough my whole plan went down this time. Just lucky, I guess.